![]() ![]() ![]() More recently, Congress has focused on data security needs, as opposed to privacy-related concerns. ![]() If passed, these bills could preempt state law, which would at least have the benefit of creating uniform requirements and protections. Senate have proposed numerous bills regarding data privacy and security over the years. However, the FTC does provide some examples of “reasonable measures”: 1.Įstablishing and complying with policies to: burn, pulverize, or shred papers containing consumer report information so that the information cannot be read or reconstructed 2.ĭestroying or erasing electronic files or media containing consumer report information so that the information cannot be read or reconstructed 3.Ĭonducting due diligence and hiring a document destruction contractor to dispose of material.ĭue diligence steps could include (but are not mandated) reviewing an independent audit of a disposal company’s operations, obtaining and checking company references, or relying on certification by a recognized trade association ( Federal Trade Commission, 2005).Īside from FACTA, the U.S. The law recognizes that “reasonable measures” will vary depending on the sensitivity of the data, the costs and benefits of different disposal methods, and changes in technology. If the identity theft was a result of a cybercrime, then also file an online complaint with the Internet Crime Complaint Center (IC3)-a partnership between the FBI and other agencies-at This law clearly has broader application and suggests that all companies must take care to develop data destruction policies and undertake routine audits to ensure compliance with those policies. ![]() #Fair and accurate credit transactions act full#Make full use of state-sponsored programs to support victims of identity theft such as Ohio's Identity Theft Verification Passport Program.
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